on the upside of Etrade is, I don't get charged for penny stocks and i don't need a broker to handle them either. The biggest downside is the fee for real time quote chart screening. Another good thing is i can link my account to my bank account to transfer money. Yet sometimes it takes 4 days- week for the money to post for investment. unless i physically go into the branch and deposit the money. Yet sometimes depending on the amount i am transferring and the equity in my account the funds are immediately ready for invesment